2010-03-10T09:13:03Z The Education Support Team Copyright 2010, The Education Support Team SPHPBLOG Harland Clarke is pleased to announce the release of new University content.

NEW! REG 137 - Regulation AA - Unfair or Deceptive Acts or Practices. The Federal Trade Commission Act (FTC Act) requires each federal bank supervisory agency to institute procedures for handling consumer complaints involving unfair or deceptive acts or practices by financial institutions under its jurisdiction. Regulation AA is the result of this requirement for the Federal Reserve System. This course provides an overview of Regulation AA’s guidelines for unfair and deceptive acts or practices, and a comprehensive overview of the credit practices rule as found in Regulation AA and how it affects your financial institution.

NEW! REG 138 - Credit Card Accountability, Responsibility, and Disclosure Act (Credit CARD Act). In May 2009, the Credit Card Accountability, Responsibility, and Disclosure Act, or the Credit CARD Act, was enacted to amend the Truth in Lending Act (which implements Regulation Z). This Act limits when credit card issuers can increase interest rates and bans billing and payment practices that the Federal Reserve considers to be “unfair or deceptive.” This course covers how the law affects credit card rates, terms and fees, and the youth market, and discusses the credit card disclosure requirements, penalties for non-compliance, and other related information.

These new courses are now available. We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/cuubulletins/index.php?entry=entry100302-111647 2010-03-02T00:00:00Z 2010-03-02T00:00:00Z Harland Clarke is pleased to announce the release of multiple University content updates in January and February 2010.

The following courses have been updated:

* REG 102 - Regulation CC (Availability of Funds and Collection of Checks Act)

* REG 104 - Regulation E (Electronic Funds Transfer Act)

* REG 105 - Regulation Z – Truth in Lending Act

* REG 109 - Children’s Online Privacy Protection Act

* REG 125 - Age Discrimination Employment Act

* REG 127 - Health Insurance Portability and Accountability Act (HIPAA)

* HSA 100 - Health Savings Account

* IRA 110 - IRA Training Program


We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/cuubulletins/index.php?entry=entry100302-072853 2010-03-02T00:00:00Z 2010-03-02T00:00:00Z The Financial Education Program has been revised and updated. This group of courses provides students information about various financial institution styles and techniques, allows students to get up-to-date information, and includes financial tools to calculate budgets and plan for the future.

Some of these courses are also offered as stand alone consumer education modules which may be incorporated into your institution’s web site. Please contact your Harland Clarke account executive for more information about consumer education modules.

Courses include:
CED 101 - Internet Basics: Takes a look at various aspects of the Internet, provides E-mail Basics, and discusses the importance of Internet Security and its various elements.
CED 102 - Investment Basics: Teaches some of the basic ways to invest your money.

CED 103 - Take Control of your Finances: Covers steps you can follow to take control of your finances in your effort to reach financial freedom.

CED 104 - Understand Your Money: Focuses on the following four aspects of money management: Setting Financial Goals, Living on a Budget, Building for Your Future, and Understanding Credit.

Updated courses have replaced existing courses as of December 9, 2009. Please note that new courses have a different course code number and existing courses are marked RETIRED.


The new Financial Education courses are currently available. The update did not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/cuubulletins/index.php?entry=entry091210-151923 2009-12-10T00:00:00Z 2009-12-10T00:00:00Z REG 500—Certification has been updated and broken into sections to provide a comprehensive review of the Compliance category in easier-to-manage segments.

One updated course and five new courses now provide comprehensive exams for all Compliance courses:


REG 500 – Certification REG 100 – REG 105
REG 501 – Certification REG 106 – REG 111
REG 502 – Certification REG 112 – REG 117
REG 503 – Certification REG 118 – REG 123
REG 504 – Certification REG 124 – REG 129
REG 505 – Certification REG 130 – REG 136


The updated course has replaced the existing course, and new courses are available as of December 9, 2009. This update did not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/cuubulletins/index.php?entry=entry091210-151119 2009-12-10T00:00:00Z 2009-12-10T00:00:00Z
UPDATE! The Credit Union Difference: The course has been completely revamped and updated to incorporate more information about the history of credit unions, how they are organized, what they offer to consumers in this economic environment, and the rules and regulations required in the credit union industry. The updated course is now comprised of the following sections:

Overview of Credit Unions: Takes a look at the history of the credit union movement, provides terminology assistance, and discusses the key differences between credit unions and banks.

Credit Union Organization: Focuses on the general organizational structure of credit unions, from common bonds to their internal structure.

Regulations, Insurance and Trade Associations: Provides an overview of the rules and regulations all credit unions must follow, as well as the insurance requirements and trade associations available to assist them.

Functional Application: Walks students through five scenarios to review, based on “real-life” situations. All scenarios deal with issues surrounding the credit union industry.
Course Review, Coaching Activity and Course Exam.

This updated course replaces the existing course and has a new course code number. The existing course has been marked RETIRED.

The updated course is now available. The update will not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year. We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/cuubulletins/index.php?entry=entry091103-142413 2009-11-03T00:00:00Z 2009-11-03T00:00:00Z
UPDATE! REG 111 - Real Estate Settlement Procedures Act (RESPA)/ Regulation X: The Real Estate Settlement Procedures Act (RESPA), or Regulation X, is a consumer protection law designed to assist account holders become better mortgage loan consumers. It provides regulations for settlement costs and procedures in a mortgage loan transaction. RESPA is enforced by the Department of Housing and Urban Development (HUD). . This course provides an overview of Regulation X and how it relates to your financial institution.

This course has been updated to incorporate:
All the latest regulatory changes to RESPA that will become effective on January 1, 2010, including providing links to samples of the new GFE and HUD-1 Settlement Statements.

A new Functional Application lesson, which provides students with an opportunity to test the knowledge they have received using actual “real life” scenarios.

Updated lesson and course reviews to reflect updated course content.

Doubled the pool of course exam questions. The updated exam will choose 20 questions randomly from the pool.

The updated course will be available after 4pm PST on Friday, October 9, 2009. The existing course will be unavailable from 2pm to 4pm PST on October 9 to facilitate the update. We apologize in advance for any inconvenience this may cause. The update will not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/cuubulletins/index.php?entry=entry091007-075357 2009-10-07T00:00:00Z 2009-10-07T00:00:00Z
1) Open-End Credit – General Information and Disclosures; and
2) Open-End Credit – Credit Cards.

Please review the material to make sure you understand the new rules required by all financial institutions in this area.

The updated course is now available.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the university.

The Education Support Team]]> http://www.harlandeducation.com/cuubulletins/index.php?entry=entry090824-075551 2009-08-24T00:00:00Z 2009-08-24T00:00:00Z hes_support@harlandclarke.com.

The Education Support Team]]> http://www.harlandeducation.com/cuubulletins/index.php?entry=entry090724-130918 2009-07-24T00:00:00Z 2009-07-24T00:00:00Z
UPDATE! REG 103 - Regulation D (Reserve Requirements): Regulation D is a monetary policy regulation, which specifies how financial institutions must classify accounts to meet the reserve requirements established by the FRB. This course provides an overview of Regulation D and how it relates to your financial institution.

This course has been updated to incorporate:

The FRB's revised restrictions on the type and number of transfers and withdrawals that may be made from savings/share deposits.

The FRB changes that authorize the establishment of excess balance accounts (EBA) at Federal Reserve Banks.

Regulation changes effective July 2, 2009.

The updated course is now available. The update will not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the university.

The Education Support Team]]> http://www.harlandeducation.com/cuubulletins/index.php?entry=entry090710-073833 2009-07-10T00:00:00Z 2009-07-10T00:00:00Z Harland Clarke is pleased to announce updated University content on Tuesday, July 7, 2009.

UPDATE! REG 107 - USA Patriot Act: This course discusses the various aspects of the USA Patriot Act (USAPA) and how it relates to your financial institution. It also covers six main areas of the USAPA which point out specific regulations where compliance is required by financial institutions:

Section 312: Special Due Diligence for Correspondent Accounts and Private Banking Accounts
Section 313: Prohibition on United States Correspondent Accounts with Foreign Shell Banks
Section 314: Cooperative Efforts to Deter Money Laundering
Section 319(b): Forfeiture of Funds in United States Interbank Accounts (Bank Records)
Section 326: Verification of Identification
Section 352: Anti-Money Laundering Program

The update includes:

The latest regulatory clarifications to the Act as well as the expansion of certain aspects of the regulation.
A new Functional Application lesson, which provides students with an opportunity to test the knowledge they have received in actual “real life” scenarios.
Updated lesson reviews and course reviews to reflect the changes made to the course material.
Expanded pool of questions to 40 for the Course Exam, but it will randomly choose only 20 questions for the exam.


The new course is currently available. The update does not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/cuubulletins/index.php?entry=entry090708-065854 2009-07-08T00:00:00Z 2009-07-08T00:00:00Z