2010-03-10T09:12:36Z The Education Support Team Copyright 2010, The Education Support Team SPHPBLOG Harland Clarke is pleased to announce the release of new University content.

NEW! REG 137 - Regulation AA - Unfair or Deceptive Acts or Practices. The Federal Trade Commission Act (FTC Act) requires each federal bank supervisory agency to institute procedures for handling consumer complaints involving unfair or deceptive acts or practices by financial institutions under its jurisdiction. Regulation AA is the result of this requirement for the Federal Reserve System. This course provides an overview of Regulation AA’s guidelines for unfair and deceptive acts or practices, and a comprehensive overview of the credit practices rule as found in Regulation AA and how it affects your financial institution.

NEW! REG 138 - Credit Card Accountability, Responsibility, and Disclosure Act (Credit CARD Act). In May 2009, the Credit Card Accountability, Responsibility, and Disclosure Act, or the Credit CARD Act, was enacted to amend the Truth in Lending Act (which implements Regulation Z). This Act limits when credit card issuers can increase interest rates and bans billing and payment practices that the Federal Reserve considers to be “unfair or deceptive.” This course covers how the law affects credit card rates, terms and fees, and the youth market, and discusses the credit card disclosure requirements, penalties for non-compliance, and other related information.

These new courses are now available. We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/bankubul/index.php?entry=entry100302-112245 2010-03-02T00:00:00Z 2010-03-02T00:00:00Z Harland Clarke is pleased to announce the release of multiple University content updates in January and February 2010.

The following courses have been updated:

* REG 102 - Regulation CC (Availability of Funds and Collection of Checks Act)

* REG 104 - Regulation E (Electronic Funds Transfer Act)

* REG 105 - Regulation Z – Truth in Lending Act

* REG 109 - Children’s Online Privacy Protection Act

* REG 125 - Age Discrimination Employment Act

* REG 127 - Health Insurance Portability and Accountability Act (HIPAA)

* HSA 100 - Health Savings Account

* IRA 110 - IRA Training Program


We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/bankubul/index.php?entry=entry100302-073223 2010-03-02T00:00:00Z 2010-03-02T00:00:00Z REG 500—Certification has been updated and broken into sections to provide a comprehensive review of the Compliance category in easier-to-manage segments.

One updated course and five new courses now provide comprehensive exams for all Compliance courses:


REG 500 – Certification REG 100 – REG 105
REG 501 – Certification REG 106 – REG 111
REG 502 – Certification REG 112 – REG 117
REG 503 – Certification REG 118 – REG 123
REG 504 – Certification REG 124 – REG 129
REG 505 – Certification REG 130 – REG 136


The updated course has replaced the existing course, and new courses are available as of December 9, 2009. This update did not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/bankubul/index.php?entry=entry091210-151627 2009-12-10T00:00:00Z 2009-12-10T00:00:00Z
UPDATE! REG 111 - Real Estate Settlement Procedures Act (RESPA)/ Regulation X: The Real Estate Settlement Procedures Act (RESPA), or Regulation X, is a consumer protection law designed to assist account holders become better mortgage loan consumers. It provides regulations for settlement costs and procedures in a mortgage loan transaction. RESPA is enforced by the Department of Housing and Urban Development (HUD). . This course provides an overview of Regulation X and how it relates to your financial institution.

This course has been updated to incorporate:
All the latest regulatory changes to RESPA that will become effective on January 1, 2010, including providing links to samples of the new GFE and HUD-1 Settlement Statements.

A new Functional Application lesson, which provides students with an opportunity to test the knowledge they have received using actual “real life” scenarios.

Updated lesson and course reviews to reflect updated course content.

Doubled the pool of course exam questions. The updated exam will choose 20 questions randomly from the pool.

The updated course will be available after 4pm PST on Friday, October 9, 2009. The existing course will be unavailable from 2pm to 4pm PST on October 9 to facilitate the update. We apologize in advance for any inconvenience this may cause. The update will not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/bankubul/index.php?entry=entry091007-075211 2009-10-07T00:00:00Z 2009-10-07T00:00:00Z
1) Open-End Credit – General Information and Disclosures; and
2) Open-End Credit – Credit Cards.

Please review the material to make sure you understand the new rules required by all financial institutions in this area.

The updated course is now available.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the university.

The Education Support Team]]> http://www.harlandeducation.com/bankubul/index.php?entry=entry090820-123810 2009-08-20T00:00:00Z 2009-08-20T00:00:00Z
NEW! REG 136 - Regulation H: Regulation H provides the requirements used to govern state member banks and state banks applying for admission to membership in the Federal Reserve System. In this course, you will learn about the general membership and branching requirements for state-chartered banking institutions in the Federal Reserve System. This course covers:

Membership and Branching Requirements for state-chartered banking institutions in the Federal Reserve System

Investment and lending limitations and requirements for member banks, including special flood hazard issues, real estate lending standards and insurance sales

Security requirements outlined for member banks

Functional Application of the course material which provides students with an opportunity to test the knowledge they have received using “real life” scenarios

The new course will be available after 4 p.m. Pacific Standard Time on Friday, August 14, 2009. The update will not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/bankubul/index.php?entry=entry090818-084036 2009-08-18T00:00:00Z 2009-08-18T00:00:00Z hes_support@harlandclarke.com.

The Education Support Team]]> http://www.harlandeducation.com/bankubul/index.php?entry=entry090724-131543 2009-07-24T00:00:00Z 2009-07-24T00:00:00Z
UPDATE! REG 103 - Regulation D (Reserve Requirements): Regulation D is a monetary policy regulation, which specifies how financial institutions must classify accounts to meet the reserve requirements established by the FRB. This course provides an overview of Regulation D and how it relates to your financial institution.

This course has been updated to incorporate:

The FRB's revised restrictions on the type and number of transfers and withdrawals that may be made from savings/share deposits.

The FRB changes that authorize the establishment of excess balance accounts (EBA) at Federal Reserve Banks.

Regulation changes effective July 2, 2009.

The updated course is now available. The update will not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the university.

The Education Support Team]]> http://www.harlandeducation.com/bankubul/index.php?entry=entry090710-074217 2009-07-10T00:00:00Z 2009-07-10T00:00:00Z Harland Clarke is pleased to announce updated University content on Tuesday, July 7, 2009.

UPDATE! REG 107 - USA Patriot Act: This course discusses the various aspects of the USA Patriot Act (USAPA) and how it relates to your financial institution. It also covers six main areas of the USAPA which point out specific regulations where compliance is required by financial institutions:

Section 312: Special Due Diligence for Correspondent Accounts and Private Banking Accounts
Section 313: Prohibition on United States Correspondent Accounts with Foreign Shell Banks
Section 314: Cooperative Efforts to Deter Money Laundering
Section 319(b): Forfeiture of Funds in United States Interbank Accounts (Bank Records)
Section 326: Verification of Identification
Section 352: Anti-Money Laundering Program

The update includes:

The latest regulatory clarifications to the Act as well as the expansion of certain aspects of the regulation.
A new Functional Application lesson, which provides students with an opportunity to test the knowledge they have received in actual “real life” scenarios.
Updated lesson reviews and course reviews to reflect the changes made to the course material.
Expanded pool of questions to 40 for the Course Exam, but it will randomly choose only 20 questions for the exam.


The new course is currently available. The update does not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the University.

The Education Support Team]]> http://www.harlandeducation.com/bankubul/index.php?entry=entry090708-070412 2009-07-08T00:00:00Z 2009-07-08T00:00:00Z
NEW! REG 135 - Federal Deposit Insurance Corporation (FDIC): This course focuses on the rules and regulations surrounding the Federal Deposit Insurance Corporation (FDIC.) All traditional types of accounts in an “insured bank” are insured by the Federal Deposit Insurance Corporation (FDIC), which is an independent agency of the United States government. This course covers:

Purpose of the FDIC, How the FDIC Protects Insured Banks, Important Facts About the FDIC and Basic FDIC Coverage.

Joint and Retirement Accounts, Revocable and Irrevocable Trust Accounts, Fiduciary Accounts, Business Accounts.

Functional Application of the course material which provides students with an opportunity to test the knowledge they have received using “real life” scenarios.

The new course will be available after 4 p.m. Pacific Standard Time on Friday, June 26, 2009. The update will not affect learning or testing in any other areas of the University.

We continually strive to bring you new and exciting course content that adds value to your learning experience. Look for continuing updates throughout the year.

We hope you enjoy this addition to the university.

The Education Support Team]]> http://www.harlandeducation.com/bankubul/index.php?entry=entry090629-083757 2009-06-29T00:00:00Z 2009-06-29T00:00:00Z